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Credit assessment solution

Banks struggle with inefficiencies, higher costs, manual data handling and outdated systems. This manifests to inconsistent decision-making, and time-consuming procedures. Embracing automation and standardized analysis can transform this landscape, enhancing speed, accuracy, and scalability.

Moody’s Lending Suite credit assessment solution can help you turn these hurdles into growth opportunities with automation, standardized analysis, and actionable insights.

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How can we help?

Simplify complex credit risk assessment. Enhance your workflow, deepen insight, and boost high-quality loan volumes.

01
Empower credit decisions

Stay informed in a rapidly evolving market and evaluate risk thoroughly. Take advantage of Moody's industry-leading credit models, economic research and forecasts for a consistent, quantitative assessment of credit risk.

02
Deepen risk understanding

Easily collect and analyze financial data from various sources and generate meaningful findings.

03
Outpace competitors

Improve scalability and operational efficiency so you can process more loans and grow your business without sacrificing risk integrity.

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Speak to our team today

Get in touch

Key features

01 Automated financial spreading

Automated financial spreading

Enhance efficiency in managing financial data with the use of AI and data feeds to automatically extract, validate, and map financial data from a plethora of sources into your origination system. It is the best solution for problems such as time-consuming manual data entry and validation process. By automating these tasks, you can focus on more strategic aspects of your business, ensuring that your financial data is always up-to-date and accurate, thus transforming your decision-making process.

02 Integrated content

Integrated content

Make informed decisions with this personal financial wisdom hub, offering access to data, forecasts, scorecards, and stress testing capabilities. By integrating diverse data into a user-friendly interface, it provides a clear vision of your financial landscape, enabling you to capitalize on opportunities while mitigating risks.

03 Robust financial analysis

Robust financial analysis

Improve your financial health with a comprehensive and reliable assessment of your borrowing entity. It processes a wide range of data and scenarios through a user-friendly module. With this feature, you can delve deep into your financial data, analyzing diverse financial data, identify patterns, and predict trends.

04 Model lifecycle management

Model lifecycle management

Reducing regulatory risks and foster trust with stakeholders with consistent risk assessment and regulatory compliance. Our solution allows you to develop, validate, monitor, and update your own models effectively. With this feature, you can manage your models throughout their lifecycle, ensuring they are always up-to-date and reliable.

Automated financial spreading

Enhance efficiency in managing financial data with the use of AI and data feeds to automatically extract, validate, and map financial data from a plethora of sources into your origination system. It is the best solution for problems such as time-consuming manual data entry and validation process. By automating these tasks, you can focus on more strategic aspects of your business, ensuring that your financial data is always up-to-date and accurate, thus transforming your decision-making process.

Integrated content

Make informed decisions with this personal financial wisdom hub, offering access to data, forecasts, scorecards, and stress testing capabilities. By integrating diverse data into a user-friendly interface, it provides a clear vision of your financial landscape, enabling you to capitalize on opportunities while mitigating risks.

Robust financial analysis

Improve your financial health with a comprehensive and reliable assessment of your borrowing entity. It processes a wide range of data and scenarios through a user-friendly module. With this feature, you can delve deep into your financial data, analyzing diverse financial data, identify patterns, and predict trends.

Model lifecycle management

Reducing regulatory risks and foster trust with stakeholders with consistent risk assessment and regulatory compliance. Our solution allows you to develop, validate, monitor, and update your own models effectively. With this feature, you can manage your models throughout their lifecycle, ensuring they are always up-to-date and reliable.

News and views

whitepaper
Moody's
The changing face of credit portfolio management at banks

Faced with huge increases in capital charges in the coming months, banks will turn to credit portfolio management to support business decisions on origination, capital allocation and risk transfer.

  • Banking
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article
Moody's
Regulatory News: US regulators release stress test scenarios for banks

The U.S. regulators recently released baseline and severely adverse scenarios, along with other details, for stress testing the banks in 2024.

  • Banking
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article
Moody's Ratings
Survey of US banks’ commercial real estate finds rollover, credit and monitoring risks

Asset risk is rising in commercial real estate (CRE) portfolios, increasing the likelihood of credit losses for US banks, which provide over 50% of US CRE debt financing. To more fully assess CRE risks, in June we surveyed 55 rated US banks on their CRE loan portfolios.

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The Moody’s difference

Moody’s brings together the best of data, experience and best practice capabilities, with our specialized and agile intelligence, to empower organizations like yours to have the confidence to act on plans.

Guidance and training

Leveraging our long history in risk expertise, our expansive resources, and an innovative application of technology, we offer a wide range of immersive training programs for retail and commercial bankers.

Expertise

We’ve been a trusted collaborator for financial institutions for over 100 years.

Intelligence

We have more data and better insights than our competitors – from private and public financial statements, to award-winning models, economic scenarios to Climate and ESG data.

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Speak to our team

Interested in learning more about our offerings? Our solutions specialists are ready to help.