Comply with anti-money laundering and counter terrorist financing regulation. Complete identity verification. And prevent financial crime. All with a single solution from Moody's.
Fintech companies can digitally onboard new customers, then automate an ongoing process of perpetual KYC to make the most of your people and your budget.
Design your configuration around your regulatory requirements, products, and customers. Integrate comprehensive datasets with an innovative workflow that puts the weight of activity on our risk engine not your colleagues or customers.
Remove manual processes and reduce remedial tasks that can’t be automated. Bring your compliance team in for analysis and decision-making. And create faster more efficient customer experiences at onboarding and beyond.
Get KYC that maximizes automation and scales with you as your business grows. Simplify your approach to KYC with one digital solution. Create an automated KYC and AML compliance and risk management process that’s right for your business and its risk appetite.
Build an ecosystem of individual and corporate entity data you can trust. Integrate the checks you need to meet compliance standards and complete KYC processes swiftly and efficiently. Make the most of your budget using Moody’s data and a wide range of leading providers - via one single API.
Create a single source of truth for customer and counterparty data. Integrate Moody’s global Orbis, Grid, and Kompany data that’s updated in near-real time. Share information across back-office systems and functions - with the right permissions, teams can review the same data and customer/counterparty profiles.
Improve straight-through processing and automated approval rates by executing digital onboarding, customer due diligence, and risk monitoring with the weight of activity on our risk engine. Layer case management, access to data, and task automation to speed up or scale up KYC and reduce drop-offs.
Reduce manual tasks, and make the tasks that can't be automated more efficient. Rely on innovation to support and risk based approach to compliance and bring the compliance professionals in where they add most value. And because KYC doesn't stop at onboarding, choose a perpetual KYC approach to flag changes in risk status, rather than having to conduct unnecessary periodic reviews.
Analyze KYC productivity and efficiency gains. Generate reports to get insight on how data checks and processes are performing. And remove roadblocks to keep onboarding at pace. If there is a better option, it’s easy to make changes to your configuration. Get the insight you need to continually improve KYC efficiency and experiences. See bottlenecks in workflows down to the task and check level, and get data for audit or reporting to stakeholders and regulators in one place.
KYC for neobanks and digital banks across the world
KYC for processors & acquirers, currency exchanges, expense management, credit cards, and escrow
Automating KYC and risk monitoring for the digital-first insurance sector
Supporting digital KYC for crypto exchanges, wallets, providers
End-to-end KYC solutions for fintechs in digital lending, BNPL, and mortgages
KYC for digital brokers, trading platforms, micro investing, and robo-advisors
Working with organizations in opening banking and blockchain on KYC solutions
Most countries will have their own anti-financial crime regulations that financial institutions including Fintechs need to comply with.
KYC, AML, ABC, CFT, regulations the world over will require you to follow different customer due diligence (CDD) rules. But there are 4 key pillars of KYC that are usually consistent across every region, and Moody's has leading data sources and workflow automation to help you with each one.
The Fintech sector has achieved breakneck growth but demands on organizational resources to manage millions of accounts can be underestimated. Can you demonstrate to regulators that your compliance function, KYC processes, and financial crime controls keep up with customer acquisition?
Moody’s financial crime compliance program is essential for anyone who wants to develop an understanding—or refresh their knowledge—of the skills, techniques, and challenges involved in identifying and managing financial crime risk.
Topics include:
Learners will develop knowledge of due diligence procedures, money laundering, counter-terrorist financing, fraud, sanctions, bribery, and corruption, and apply practical skills to identify and minimize financial crime risks.
The program includes a suite of 10 micro-courses, each of which introduces a unique concept, and provides practical guidelines for taking effective action and making risk-aware decisions on the job.
Each micro-course contains targeted training rich in real-life examples and practice exercises, equipping participants with skills and knowledge that they can immediately apply to improve the customer experience, increase compliance with regulatory requirements, and protect the organization.
We would love to show you what Moody's can do! Get a demo or alternatively, keep reading to discover more about how Moody's can help you.