The housing market has cooled sharply after its pandemic-era boom, with reduced affordability amid higher prices and interest rates weighing significantly on sales and pressuring values in some markets.



More housing insights
research
Home loan delinquency rates will continue to rise across Australia

Home loan arrears are increasing in every Australian state and territory. We expect delinquencies will rise moderately through this year, a credit negative for residential mortgage-backed securities.

  • Australia
research
High rates, inflation hurt performance of nonconforming UK RMBS

Borrowers on nonconforming loans, especially those with high original loan-to-value ratios or restructured loans, are particularly vulnerable to cost-of-living and interest rate increases 

  • United Kingdom
podcast
Podcast: Insurance crisis poses credit risks for hurricane-prone Florida and Louisiana

As climate issues mount, residents face escalating property insurance costs and, in some cases, difficulty obtaining coverage at all, which threatens to hurt the economy and curtail tax collections.

  • United States
  • Insurance
research
State Housing Finance Agencies lead in cyber governance, match peers in other measures

HFAs' small staff size relative to other public enterprises allows more agile cybersecurity operations than other sectors, but leads to less robust long-term planning, according to our cyber survey.

  • United States
  • HFAs

Upcoming and recent housing events

event
Moody’s Ratings US Housing and Housing Finance Executive Series II

Housing’s Search for Balance

What’s happening in existing home sales right now? Can a recovery gather steam without lower rates?

event
Moody’s Ratings US Housing and Housing Finance Executive Series III

Housing's Search for Balance

REIT and HFA perspectives on housing

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Moody’s Ratings US Housing and Housing Finance Executive Series IV

Housing's Search for Balance

Homebuilding: Spring selling and the resiliency of the new home market

Building Products: Repair and remodeling market trends and expectations


Contact us


Rachael McDonald 

Associate Managing Director - Housing

rachael.mcdonald@moodys.com

Warren Kornfeld

Senior Vice President - Banking

warren.kornfeld@moodys.com

Luisa de Gaetano Polverosi

Asscociate Managing Director - REITS

marialuisa.degaetanopolverosi@moodys.com