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Loan monitoring solution

Banks often manage vast portfolios of loans, each with its own unique set of variables, in a financial market that is constantly fluctuating. They are under pressure to improve operational efficiency, reduce costs and survive in a competitive market.

Moody’s Lending Suite monitoring solution provides a more effective way to obtain actionable insights, direct your experts, and make confident decisions. Our monitoring solutions are designed to help you analyze and manage your portfolio more effectively to identify where risk management can lead to better outcomes.

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How can we help?

A more efficient way to monitor your loan portfolio so you can focus on risk management and growth. 

01
Enhanced portfolio overview

Centralize and systematize data ingestion and aggregation for efficient portfolio analysis, providing a comprehensive, top-down view of assets, market data, and benchmarks to facilitate a holistic understanding of portfolio performance.

02
Risk management for growth

Enhance portfolio analysis and decision making through the integration of property, market, and sub-market data, along with the application of early warning signals and sensitivity analysis. This enables effective oversight across investment strategies and facilitates a more timely and comprehensive understanding of risk.

03
Automation for efficiency

Leverage AI to identify and prioritize risky loans in your portfolio early and automatically track, request, collect, and validate covenant documents. 

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Speak to our team today

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Key features

01 Automated covenants

Automated covenants

Transforms the end-to-end covenant management process, from request to tracking, making document collection, validation, and testing seamless for all.

02 Early risk detection

Early risk detection

Uncover hidden risk with pattern detection and early warning signals based on a wide range of performance indicators. Notifications when changing dynamics breach your organization’s tolerance levels help you to act quickly.

03 What-if analysis

What-if analysis

Stress test individual loans at bulk to assess resilience of your loan portfolios under various firm-specific or macroeconomic scenarios. Perform targeted reviews and implement additional oversight and monitoring to address vulnerabilities.

04 Data ingestion

Data ingestion

Advanced technology and machine learning ingest unstructured data with no configuration or templates required, simplifying the process of uploading financial documents and tenant information.

Automated covenants

Transforms the end-to-end covenant management process, from request to tracking, making document collection, validation, and testing seamless for all.

Early risk detection

Uncover hidden risk with pattern detection and early warning signals based on a wide range of performance indicators. Notifications when changing dynamics breach your organization’s tolerance levels help you to act quickly.

What-if analysis

Stress test individual loans at bulk to assess resilience of your loan portfolios under various firm-specific or macroeconomic scenarios. Perform targeted reviews and implement additional oversight and monitoring to address vulnerabilities.

Data ingestion

Advanced technology and machine learning ingest unstructured data with no configuration or templates required, simplifying the process of uploading financial documents and tenant information.

News and views

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Moody's
The changing face of credit portfolio management at banks

Faced with huge increases in capital charges in the coming months, banks will turn to credit portfolio management to support business decisions on origination, capital allocation and risk transfer.

  • Banking
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article
Moody's
Regulatory News: US regulators release stress test scenarios for banks

The U.S. regulators recently released baseline and severely adverse scenarios, along with other details, for stress testing the banks in 2024.

  • Banking
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article
Moody's Ratings
Survey of US banks’ commercial real estate finds rollover, credit and monitoring risks

Asset risk is rising in commercial real estate (CRE) portfolios, increasing the likelihood of credit losses for US banks, which provide over 50% of US CRE debt financing. To more fully assess CRE risks, in June we surveyed 55 rated US banks on their CRE loan portfolios.

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Related products and services

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CreditLens Monitor

CreditLens Monitor is a solution built for data-powered decision making and helps you understand behaviors, measure performance, and gain a dynamic risk assessment view of your loan portfolio Lenders spend 54%* of their time on portfolio monitoring and audits.

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CRE Portfolio Monitor

Moody's CRE Portfolio Manager brings together industry leading tools into one real estate portfolio management platform. Integrate trusted data across your portfolio management workflow to manage your investment portfolio, analyze its performance, and define your winning strategy.

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The Moody’s difference

Moody’s brings together the best of data, experience and best practice capabilities, with our specialized and agile intelligence, to empower organizations like yours to have the confidence to act on plans.

Guidance and training

Leveraging our long history in risk expertise, our expansive resources, and an innovative application of technology, we offer a wide range of immersive training programs for retail and commercial bankers.

Expertise

We’ve been a trusted collaborator for financial institutions for over 100 years.

Intelligence

We have more data and better insights than our competitors – from private and public financial statements, to award-winning models, economic scenarios to Climate and ESG data.

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Speak to our team

Interested in learning more about our offerings? Our solutions specialists are ready to help.